Maritime perils. The Marine Insurance Act 1906 states:
“‘Maritime perils’ means the perils consequent on, or incidental to, the navigation of the sea, that is to say, perils of the sea, fire, war perils, pirates, rovers, thieves, captures, seizures, restraints and detainments of princes and peoples, jettisons, barratry, and any other perils, either of the like kind, or which may be designated by the policy.”
The term “perils of the sea” refers only to fortuitous accidents or casualties of the sea. It does not include the ordinary action of the wind and waves. “Fortuitous” means “accidental” not inevitable.