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How is the term “accident”, as used in the previous answer, defined in Schedule 3A to the Merchant Shipping Act 1995?

As a collision of ships, stranding or other incident of navigation, or other occurrence on board a ship or external to it resulting in material damage or imminent threat of material damage to a ship or cargo. (The definition follows the wording used in the 1969 Intervention Convention and in UNCLOS.)

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