Costs and expenses. Legal, technical or otherwise, incurred in investigating, defending, or pursuing a claim against which a member is covered by the club may also be payable by the club.
Some clubs have a further rule called the “Omnibus Rule” whereby they will pay any claim or expense not specifically covered by the rules which the directors in their discretion consider should be reimbursed by the club. But the rule does not cover risks specifically excluded, and in practice is rarely exercised.